Our Process

A Simple Process to Stop Foreclosure and Provide Peace of Mind

Our Four-Step Process

Our Process

How It All Works

Initial Consultation

We start with a free, no-obligation consultation to understand your unique situation. We’ll discuss your financial challenges, foreclosure status, and goals—whether that’s staying in your home or relocating with financial support.

Personalized Strategy

After assessing your needs, we create a customized plan. This may include leasing your home back to you with the option to repurchase it. If relocation is your preference, we’ll explore financial solutions to cover costs and ensure a smooth transition.

Lender Negotiation

Our team works directly with your lender to negotiate terms, halt proceedings, and secure the best outcome. With our expertise, we know how to navigate the system and protect your rights.

Implementation and Follow-Up

Once the plan is in place, we stay by your side. From managing paperwork to ongoing communication with your lender, we’re committed to ensuring a successful resolution. Our goal is to give you peace of mind and a clear path forward.

Ready to Get Started?

FAQ

Frequently Asked Questions

What makes your service different from others?

We’ve been in your shoes—we faced foreclosure ourselves in 2007–2010 and know how overwhelming it can be. That experience drives our commitment to helping homeowners across Michigan. Whether you want to stay in your home or start fresh, we provide personalized solutions, full financial support, and compassionate guidance every step of the way.

Can you help me stay in my home even if I’m in foreclosure?

Yes, we specialize in helping homeowners explore options to remain in their homes. Through our rent-back program, you can stay in your home while working to improve your credit. Once you’re back on your feet financially, you’ll have the opportunity to buy your home back.

What if I’d rather move and start fresh?

We understand that sometimes a fresh start is the best path forward. If you choose to relocate, we can assist with full moving costs, including hiring movers, paying your security deposit, and helping you transition to your new home.

How does the rent-back program work?

Our rent-back program allows you to remain in your home while we work with you to stabilize your financial situation. You’ll pay market rent during this time, giving you the breathing room to improve your credit and eventually regain ownership of your home.

What costs do you cover if I decide to relocate?

If you choose to relocate, we cover costs like hiring professional movers, paying your security deposit, and even assisting with your first month’s rent in a new apartment. Our goal is to make your transition as smooth and stress-free as possible.

How quickly can you stop the foreclosure process?

We act immediately upon contacting us and us having a working agreement. In many cases, we can halt the foreclosure process within days by negotiating with your lender and exploring alternative solutions tailored to your needs.